Cumberland Community Action Program News

Consumer Credit Counseling Service - Amy Coghill

Amy Coghill
Lead Housing and Financial Counselor
910-323-3192

Amy graduated from Fayetteville State University in North Carolina in 1997 with a bachelor's degree in psychology. She was hired at CCCS of Fayetteville in 2002 as a financial counselor. Amy has obtained numerous certifications in this position to include:

  • NFCC Credit Counselor (2003)
  • NCAHC Housing Counselor (2004)
  • HUD Reverse Mortgage Counselor (2004)
  • HUD Home Mortgage Foreclosure Mitigation Specialist (2004)
  • NCHFA Advanced Reverse Mortgage Training (2007)
  • IRS Volunteer Income Tax (VITA) Program Certification

With these certifications, she has assisted customers with money management, credit counseling and education, homeownership education, mortgage default assistance, reverse mortgage counseling and education, and bankruptcy counseling. She has also been able to provide the community with workshops on the following topics: money management and credit, homeownership, and reverse mortgage.

Amy has been able to assist clients with identifying their options to avoid foreclosure by establishing a stable budget that supports a work out option through their mortgage company and by learning what options are available from their mortgage company. She has also been able to assist consumers to avoid foreclosure by obtaining loans that are more beneficial to their financial situation.