Mike graduated from the University of North Carolina at Wilmington in 1973 with a bachelor's degree in business administration. In 2006, Mike joined the CCCS family as a Financial Counselor for the Wilmington, NC Branch Office.

Mike's certifications include the following:

• NFCC Credit Counselor (2006)
• NCHFA Reverse Mortgage Counselor (2007)
• AARP National Home Equity Conversion Mortgages (2007)

Mike has helped clients with money management, credit counseling and education, mortgage default assistance, bankruptcy counseling, and reverse mortgage counseling. He has provided the community with workshops on budgeting, credit repair, constructive vs. destructive debt, and human relationships. Customers have learned budgeting skills, proper use of credit, setting priorities for payment of debt, and how to interpret credit reports. Mike is active in the community through the Chamber of Commerce, media interviews, and visiting businesses to present the programs offered by Consumer Credit Counseling Service.