Tips to avoid foreclosure

Keep a Rainery Day Fund - Put away money each month to have an emergency fund. Then when something unexpected happens you have several months of savings to protect your home.

Cut Expenses - Cut back spending to the bare necessities. Only buy what you need, not what you want.

Contact your lender - Keep your lender advised of your circumstances. Most lenders will work with you to help you keep your home. Remember to be honest and forthcoming in regards to your circumstances.

Make your mortgage your first priority - Pay your mortgage first. Do not be hounded into paying credit card or other debts first.

Contact a Housing Counselor - a nonprofit agency, like CCCS can help you reconstruct your debt, so that you can have more funds available to pay your mortgage. There are options availavle to pay your mortgage. There are options available to prevent the loss of your home. a certified counselor can help you determine and execute the best option for you.

I am ready to buy a home »
What is the Homebuyer's Club? »
Foreclosure Counseling »
Tips to avoid foreclosure »
Foreclosure scams and how to avoid them »